Korea 4 Major Insurances Calculator

Employee and employer shares of pension, health, employment and industrial accident insurance

Salary & Pay 2026 Korean rules Inputs stay in your browser Free, no sign-up
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InsuranceEmployeeEmployerTotal
Employee pays / month
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Employer pays / month
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Real labor cost / month
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2026 rates · Pension base ₩410k–₩6.59M · amounts rounded down to ₩10

Korea's four major insurances (4대보험)

InsuranceEmployeeEmployer
National Pension4.75%4.75%
Health insurance3.595%3.595%
Long-term care13.14% of the health premium, split equally
Employment insurance0.9%0.9% + 0.25–0.85%
Industrial accidentnoneby industry (≈1.47% average)

Health insurance is mandatory for almost all foreign residents (workplace or regional coverage after six months of stay). Pension and employment insurance coverage for foreigners depends on visa type and nationality.

For your net salary after these deductions and income tax, use the take-home pay calculator.

Rates and thresholds follow Korean rules in force for 2026. Results are estimates for planning, not legal or tax advice.

Read in Korean: 4대보험 계산기

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