Budget

A budget book that fills its annual budget sheet by itself

Like an annual Excel budget, it splits income, savings, living costs, kids & education, fixed expenses, family events and personal spending by item and shows last year's average · monthly budget · Jan–Dec · total · average in one table. The difference: you don't copy numbers by hand. Daily entries pile up in the table automatically, and months over budget turn red. Save the table as Excel or print it on A4 landscape.

3 ways to log faster

1. Paste card texts: paste several card approval texts at once and it reads the date, amount and merchant, even guessing the category — Starbucks as café, E-mart as groceries. Categories you correct once are remembered.
2. Fixed expenses logged automatically: register rent, phone bills and subscriptions, and log them for the month with one button.
3. Import bank & card statements: add a transaction Excel (CSV) from your bank or card company website and it finds the date, amount and description columns and registers them all at once.

How do I set a budget?

If you're new, the paycheck budget planner splits your take-home pay 50/30/20 and puts the suggested budgets straight into the budget book. Check your take-home pay with the take-home pay calculator.

Are my money records safe?

Records are never sent to a server — they're stored only in the browser you're using. There's no bank or card account link, so no leak risk, but clearing browser data erases them too, so download a "Full backup" regularly.

FAQ