How to keep a budget going
- Budget first: at the start of the month, write down fixed and variable spending budgets. Setting amounts with the 50/30/20 budget planner makes it easy.
- One minute a day: instead of receipts, check your card app notifications and write once a day.
- Month-end review: even two lines — "what went well · what to cut" — change next month's spending.
52-week savings challenge
Start with ₩1,000 in week 1 and add ₩1,000 each week: after 52 weeks you'll have ₩1,378,000. If that's a stretch, go in reverse (from week 52) so amounts shrink during the costly year-end season.
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