/* ==========================================================
   셈지기 — 디자인 시스템
   ========================================================== */
:root{
  --bg:#ffffff; --bg-soft:#f5f8ff; --surface:#ffffff; --surface-2:#f2f4f8; --line:#e4e8ef; --line-2:#eef1f6;
  --text:#121722; --muted:#5a6475; --faint:#8b94a3;
  --accent:#2f5bea; --accent-ink:#ffffff; --accent-soft:#eaf0ff; --accent-deep:#1f46c9;
  --good:#0f9d63; --warn:#d97706; --bad:#d93a3a;
  --hero-1:#e9f1ff; --hero-2:#f6f9ff;
  --radius:16px; --shadow:0 1px 2px rgba(16,24,40,.04),0 4px 14px rgba(16,24,40,.05);
  --shadow-lg:0 10px 30px rgba(30,60,140,.10),0 2px 6px rgba(30,60,140,.06);
  --mono:ui-monospace,SFMono-Regular,Menlo,Consolas,monospace;
  --maxw:1240px; --hdr:64px;
  color-scheme:light;
}
@media (prefers-color-scheme:dark){
  :root{
    --bg:#0e1116; --bg-soft:#121722; --surface:#161a22; --surface-2:#1e232d; --line:#2a303b; --line-2:#222833;
    --text:#e9ecf1; --muted:#a3abb8; --faint:#79818e;
    --accent:#6b8cff; --accent-ink:#0b0e14; --accent-soft:#1c2542; --accent-deep:#8ea8ff;
    --good:#34c88a; --warn:#f2a33a; --bad:#ff6b6b;
    --hero-1:#141c30; --hero-2:#10141c;
    --shadow:none; --shadow-lg:0 10px 30px rgba(0,0,0,.35); color-scheme:dark;
  }
}
*{box-sizing:border-box}
[hidden]{display:none!important}
html{-webkit-text-size-adjust:100%;scroll-padding-top:calc(var(--hdr) + 12px)}
body{margin:0;background:var(--bg);color:var(--text);
  font-family:Pretendard,-apple-system,BlinkMacSystemFont,"Apple SD Gothic Neo","Malgun Gothic",sans-serif;
  font-size:16px;line-height:1.65;word-break:keep-all;overflow-wrap:anywhere;-webkit-font-smoothing:antialiased}
a{color:var(--accent);text-decoration:none}
a:hover{text-decoration:underline}
img{max-width:100%}
.i{flex:none;vertical-align:middle}
.wrap{max-width:var(--maxw);margin:0 auto;padding:0 32px}
.sr{position:absolute;width:1px;height:1px;overflow:hidden;clip:rect(0 0 0 0)}
.muted{color:var(--muted)} .faint{color:var(--faint)} .good{color:var(--good)} .bad{color:var(--bad)}
.center{text-align:center}
.mono{font-family:var(--mono)}

/* 아이콘 칩: 카테고리 색(--cc)을 옅게 깐 사각형 */
.cic,.tic{display:inline-grid;place-items:center;flex:none;color:var(--cc,var(--accent));
  background:color-mix(in srgb,var(--cc,var(--accent)) 12%,var(--surface));border-radius:12px}
.cic{width:44px;height:44px}
.tic{width:42px;height:42px;border-radius:11px}
.tic.big,.ph-main>.tic,.ph-main>.cic{width:60px;height:60px;border-radius:16px}

/* ---------------- 헤더 ---------------- */
.site-header{background:color-mix(in srgb,var(--surface) 92%,transparent);backdrop-filter:saturate(1.4) blur(10px);border-bottom:1px solid var(--line-2);position:sticky;top:0;z-index:40}
.hdr{display:flex;align-items:center;gap:20px;height:var(--hdr)}
.logo{font-weight:800;font-size:21px;color:var(--text);letter-spacing:-.03em;display:inline-flex;align-items:center;gap:9px}
.logo:hover{text-decoration:none}
.logo .mark{width:32px;height:32px;border-radius:9px;background:var(--accent);color:#fff;display:grid;place-items:center;font-size:17px;font-weight:800;box-shadow:0 3px 8px rgba(47,91,234,.3)}
.gnav{margin-left:auto;display:flex;align-items:center;gap:6px}
.gl{color:var(--text);font-size:15px;font-weight:600;padding:8px 14px;border-radius:10px}
.gl:hover{background:var(--surface-2);text-decoration:none}
.menu{position:relative}
.menu summary{list-style:none;cursor:pointer;font-size:15px;font-weight:600;color:var(--text);padding:8px 12px 8px 14px;border-radius:10px;user-select:none;display:flex;align-items:center;gap:6px}
.menu summary::-webkit-details-marker{display:none}
.menu summary:hover,.menu[open] summary{background:var(--surface-2)}
.menu .chev{transform:rotate(90deg);transition:transform .15s;color:var(--faint)}
.menu[open] .chev{transform:rotate(-90deg)}
.m-mob{display:none;align-items:center}
.menu-panel{position:absolute;right:0;top:calc(100% + 10px);width:min(560px,calc(100vw - 32px));padding:12px;background:var(--surface);border:1px solid var(--line);border-radius:18px;box-shadow:var(--shadow-lg);z-index:50}
.mp-cats{display:grid;grid-template-columns:repeat(3,1fr);gap:2px}
.mp-cats a{display:flex;align-items:center;gap:10px;padding:8px 10px;border-radius:11px;color:var(--text);font-size:15px;font-weight:600}
.mp-cats a:hover{background:var(--surface-2);text-decoration:none}
.mp-cats .cic{width:32px;height:32px;border-radius:9px}
.mp-cats em{font-style:normal;margin-left:auto;font-size:12px;color:var(--faint);font-weight:500}
.mp-links{display:none;border-top:1px solid var(--line-2);margin-top:8px;padding-top:8px;gap:4px}
.mp-links a{display:flex;align-items:center;gap:8px;padding:10px;border-radius:10px;color:var(--text);font-weight:600;font-size:15px}
.mp-links a:hover{background:var(--surface-2);text-decoration:none}

/* ---------------- 홈 히어로 (좌우 끝까지) ---------------- */
.hero{background:radial-gradient(1200px 400px at 85% 10%,color-mix(in srgb,var(--accent) 10%,transparent),transparent 70%),linear-gradient(180deg,var(--hero-1),var(--hero-2));border-bottom:1px solid var(--line-2);overflow:hidden}
.hero-in{display:grid;grid-template-columns:minmax(0,1.05fr) minmax(0,.95fr);align-items:center;gap:40px;padding-top:56px;padding-bottom:56px}
.pill{display:inline-block;font-size:14px;font-weight:600;color:var(--accent-deep);background:color-mix(in srgb,var(--accent) 12%,var(--surface));padding:6px 14px;border-radius:999px}
.hero h1{font-size:clamp(34px,4.4vw,54px);line-height:1.18;letter-spacing:-.045em;margin:18px 0 14px;font-weight:800}
.hero h1 em{font-style:normal;color:var(--accent)}
.hero .lead{font-size:18px;color:var(--muted);margin:0 0 26px}
.hero .lead b{color:var(--text)}
.searchbox{position:relative;display:flex;max-width:620px}
.searchbox input[type=search]{flex:1;height:60px;font:inherit;font-size:17px;color:var(--text);background:var(--surface);border:1.5px solid var(--line);border-radius:14px;padding:0 120px 0 50px;outline:none;box-shadow:var(--shadow);transition:border-color .15s,box-shadow .15s}
.searchbox input[type=search]:focus{border-color:var(--accent);box-shadow:0 0 0 4px color-mix(in srgb,var(--accent) 16%,transparent)}
.searchbox .sicon{position:absolute;left:18px;top:50%;transform:translateY(-50%);color:var(--faint);display:flex}
.searchbox kbd{position:absolute;right:80px;top:50%;transform:translateY(-50%);font:12px var(--mono);color:var(--faint);border:1px solid var(--line);border-radius:6px;padding:2px 7px;background:var(--surface-2)}
.sbtn{position:absolute;right:6px;top:6px;bottom:6px;width:62px;border:0;border-radius:10px;background:var(--accent);color:#fff;display:grid;place-items:center;cursor:pointer}
.sbtn:hover{background:var(--accent-deep)}
.chips{display:flex;flex-wrap:wrap;gap:8px;margin-top:18px;align-items:center}
.chips>span{font-size:14px;color:var(--muted);margin-right:4px}
.chips button{font:inherit;font-size:14px;cursor:pointer;padding:6px 16px;border-radius:999px;border:0;background:color-mix(in srgb,var(--accent) 10%,var(--surface));color:var(--accent-deep);font-weight:500}
.chips button:hover{background:var(--accent);color:#fff}

/* 히어로 오른쪽 그림 (HTML로 그린 카드) */
.hero-art{position:relative;height:360px}
.ha-blob{position:absolute;border-radius:24px;background:color-mix(in srgb,var(--accent) 9%,transparent)}
.ha-blob.b1{left:0;top:60px;width:150px;height:200px}.ha-blob.b2{right:10px;bottom:0;width:220px;height:120px}
.ha{position:absolute;background:var(--surface);border:1px solid var(--line-2);border-radius:16px;box-shadow:var(--shadow-lg);padding:16px 18px;display:flex;flex-direction:column;gap:6px}
.ha-t{font-size:13px;font-weight:700;color:var(--text)}
.ha small{font-size:12px;color:var(--faint)}
.ha1{left:6%;top:14px;width:250px;animation:float 7s ease-in-out infinite}
.ha-num{font-size:28px;font-weight:800;letter-spacing:-.03em;font-variant-numeric:tabular-nums;background:var(--surface-2);border-radius:10px;padding:8px 12px}
.ha-num em{font-style:normal;font-size:14px;color:var(--accent);margin-left:2px}
.ha-stack{display:flex;height:8px;border-radius:99px;overflow:hidden;gap:2px;margin-top:4px}
.ha2{right:4%;top:0;width:200px;animation:float 8s ease-in-out -2s infinite}
.ha-chart{display:flex;align-items:flex-end;gap:8px;height:80px;padding:4px 2px}
.ha-chart i{flex:1;border-radius:5px 5px 2px 2px;background:linear-gradient(180deg,var(--accent),color-mix(in srgb,var(--accent) 45%,#fff))}
.ha3{left:2%;bottom:20px;width:220px;animation:float 9s ease-in-out -4s infinite}
.ha-pdf{display:flex;align-items:center;gap:10px;color:var(--faint);padding-top:4px}
.ha-pdf .pdf{width:50px;height:58px;border-radius:9px;background:#e8453c;color:#fff;font-weight:800;font-size:13px;display:grid;place-items:end center;padding-bottom:8px;box-shadow:0 6px 14px rgba(232,69,60,.3)}
.ha-pdf .img,.ha-pdf .doc{width:40px;height:40px;border-radius:10px;display:grid;place-items:center;background:var(--accent-soft);color:var(--accent)}
.ha4{right:2%;bottom:40px;width:250px;animation:float 7.5s ease-in-out -1s infinite}
.ha4 i{display:block;height:9px;border-radius:9px;background:var(--surface-2)}
.ha4 i.s{width:62%}
.ha4 em{font-style:normal;font-size:13px;color:var(--muted);align-self:flex-end;font-weight:600}
@keyframes float{50%{transform:translateY(-8px)}}
@media (prefers-reduced-motion:reduce){.ha{animation:none!important}}

/* ---------------- 홈 본문 ---------------- */
.home{padding-top:36px;padding-bottom:20px}
.home>#browse>section,.home>section{margin-bottom:56px}
.sec-head{display:flex;align-items:flex-end;justify-content:space-between;gap:12px;margin:0 0 16px;flex-wrap:wrap}
.sec-head h2{margin:0;font-size:26px;letter-spacing:-.03em;line-height:1.3}
.sec-head p{margin:4px 0 0}
.sec-head .more{font-size:14px;font-weight:600;display:inline-flex;align-items:center;gap:4px}

.cat-tiles{display:grid;grid-template-columns:repeat(6,minmax(0,1fr));gap:12px}
.ctile{display:flex;flex-direction:column;align-items:center;text-align:center;gap:6px;padding:20px 10px 18px;border:1px solid var(--line);border-radius:16px;background:var(--surface);color:var(--text);transition:border-color .15s,box-shadow .15s,transform .12s}
.ctile:hover{text-decoration:none;border-color:color-mix(in srgb,var(--cc) 50%,var(--line));transform:translateY(-2px);box-shadow:var(--shadow)}
.ctile .cic{width:52px;height:52px;border-radius:14px;margin-bottom:6px}
.ctile b{font-size:17px;letter-spacing:-.02em}
.ctile span:last-child{font-size:13px;color:var(--muted);line-height:1.4}
.ctile.on{border-color:var(--cc);box-shadow:0 0 0 1px var(--cc),var(--shadow);background:color-mix(in srgb,var(--cc) 4%,var(--surface))}
.cpanel{margin-top:16px;border:1px solid var(--line);border-radius:18px;padding:20px;background:linear-gradient(180deg,color-mix(in srgb,var(--cc) 5%,var(--surface)),var(--surface) 120px)}
.cp-head{display:flex;align-items:center;gap:14px;margin-bottom:14px}
.cp-head h2{margin:0;font-size:20px}
.cp-head h2 em{font-style:normal;font-size:14px;color:var(--cc);font-weight:700;margin-left:4px}
.cp-head p{margin:2px 0 0;font-size:14px;color:var(--muted)}
.cp-head .btn{margin-left:auto;flex:none}

/* 도구 줄 카드 */
.tgrid{display:grid;grid-template-columns:repeat(auto-fill,minmax(260px,1fr));gap:10px}
.tgrid.four{grid-template-columns:repeat(4,minmax(0,1fr))}
.trow{display:flex;align-items:center;gap:14px;padding:14px 14px 14px 16px;border:1px solid var(--line);border-radius:14px;background:var(--surface);color:var(--text);transition:border-color .15s,box-shadow .15s,transform .12s;min-width:0}
.trow:hover{text-decoration:none;border-color:color-mix(in srgb,var(--cc,var(--accent)) 45%,var(--line));box-shadow:var(--shadow);transform:translateY(-1px)}
.trow .tx{flex:1;min-width:0}
.trow b{display:block;font-size:15px;line-height:1.35;letter-spacing:-.01em}
.trow em{display:block;font-style:normal;font-size:13px;color:var(--muted);line-height:1.4;margin-top:2px}
.trow .go{color:var(--faint)}
.trow .cat{display:block;font-size:11px;font-weight:700;color:var(--accent)}

/* 가이드 카드 */
.gcards{display:grid;grid-template-columns:repeat(auto-fill,minmax(220px,1fr));gap:12px}
.gcard{position:relative;overflow:hidden;display:flex;flex-direction:column;gap:4px;padding:20px 20px 18px;border-radius:16px;min-height:168px;color:var(--text);
  background:linear-gradient(135deg,color-mix(in srgb,var(--accent) 10%,var(--surface)),color-mix(in srgb,var(--accent) 3%,var(--surface)));border:1px solid color-mix(in srgb,var(--accent) 12%,var(--line))}
.gcard:nth-child(5n+2){--accent:#7b61ff}.gcard:nth-child(5n+3){--accent:#d9860b}.gcard:nth-child(5n+4){--accent:#0f9f76}.gcard:nth-child(5n+5){--accent:#e5484d}
.gcard:hover{text-decoration:none;transform:translateY(-2px);box-shadow:var(--shadow)}
.eyebrow{font-size:11px;font-weight:700;letter-spacing:.12em;color:var(--accent)}
.gcard b{font-size:19px;letter-spacing:-.03em;line-height:1.35;position:relative;z-index:1;max-width:85%}
.gcard .gs{font-size:14px;color:var(--muted);position:relative;z-index:1;max-width:80%}
.gcard em{font-style:normal;font-size:14px;font-weight:700;color:var(--accent);margin-top:auto;padding-top:10px;display:inline-flex;align-items:center;gap:4px}
.gart{position:absolute;right:-6px;bottom:-6px;width:92px;height:92px;border-radius:50%;display:grid;place-items:center;color:color-mix(in srgb,var(--accent) 55%,transparent);background:color-mix(in srgb,var(--accent) 8%,transparent)}

/* 예시 카드 */
.exgrid{display:grid;grid-template-columns:repeat(4,minmax(0,1fr));gap:12px}
.excard{display:flex;flex-direction:column;gap:4px;padding:18px;border-radius:16px;border:1px solid var(--line);background:var(--surface);color:var(--text);border-top:3px solid var(--cc)}
.excard:hover{text-decoration:none;box-shadow:var(--shadow);transform:translateY(-1px)}
.ex-cat{font-size:12px;font-weight:700;color:var(--cc)}
.excard b{font-size:15px}
.ex-v{font-size:18px;font-weight:800;letter-spacing:-.02em;color:var(--text);margin-top:6px}
#results{margin-bottom:40px}

/* ---------------- 서브 페이지 공통 ---------------- */
.phero{background:linear-gradient(180deg,color-mix(in srgb,var(--cc,var(--accent)) 8%,var(--hero-2)),var(--hero-2));border-bottom:1px solid var(--line-2)}
.phero .wrap{padding-top:22px;padding-bottom:26px}
.crumbs{font-size:13px;color:var(--faint);margin-bottom:14px}
.crumbs a{color:var(--muted)}
.crumbs span{margin:0 4px}
.ph-main{display:flex;align-items:center;gap:18px}
.phero h1{font-size:clamp(26px,3vw,36px);line-height:1.25;margin:0;letter-spacing:-.04em}
.phero h1 .cnt{font-style:normal;font-size:.6em;color:var(--cc,var(--accent));vertical-align:middle;margin-left:4px}
.phero .lead{color:var(--muted);margin:6px 0 0;font-size:16px;max-width:760px}
.ph-chips{display:flex;flex-wrap:wrap;gap:8px;margin-top:16px}
.ph-chips span{display:inline-flex;align-items:center;gap:6px;font-size:13px;font-weight:600;color:var(--muted);background:var(--surface);border:1px solid var(--line);padding:5px 12px;border-radius:999px}
.ph-chips .i{color:var(--cc,var(--accent))}
.catnav{display:flex;flex-wrap:wrap;gap:6px;margin-top:18px}
.catnav a{display:inline-flex;align-items:center;gap:6px;padding:7px 13px;border-radius:999px;background:var(--surface);border:1px solid var(--line);color:var(--text);font-size:14px;font-weight:600}
.catnav a .i{color:var(--cc)}
.catnav a:hover{text-decoration:none;border-color:var(--cc)}
.catnav a[aria-current]{background:var(--cc);border-color:var(--cc);color:#fff}
.catnav a[aria-current] .i{color:#fff}

.page{display:grid;grid-template-columns:minmax(0,1fr) 300px;gap:32px;padding-top:28px;padding-bottom:20px;align-items:start}
.page.one{grid-template-columns:minmax(0,1fr)}
.page.narrow{max-width:900px}
.main{min-width:0}
.main>section,.main>.flow,.main>.fx,.main>article{margin-top:24px}
.main>section:first-child,.main>.tool{margin-top:0}
.side{position:sticky;top:calc(var(--hdr) + 16px);display:flex;flex-direction:column;gap:14px}
.side-box{border:1px solid var(--line);border-radius:16px;background:var(--surface);padding:14px}
.sb-h{display:flex;align-items:center;gap:10px;margin-bottom:8px}
.sb-h .cic{width:30px;height:30px;border-radius:8px}
.sb-h b{font-size:15px}
.sb-h a{margin-left:auto;font-size:13px;font-weight:600}
.sb-list{list-style:none;margin:0;padding:0;display:grid;gap:1px;max-height:46vh;overflow:auto}
.sb-list a{display:flex;align-items:center;gap:9px;padding:7px 8px;border-radius:9px;color:var(--text);font-size:14px;line-height:1.35}
.sb-list a .i{color:var(--cc,var(--accent));opacity:.85}
.sb-list a:hover{background:var(--surface-2);text-decoration:none}
.sb-list a[aria-current]{background:color-mix(in srgb,var(--cc,var(--accent)) 10%,var(--surface));font-weight:700}
.sb-guide{display:flex;flex-direction:column;gap:2px;padding:10px;border-radius:12px;background:var(--accent-soft);color:var(--text)}
.sb-guide+.sb-guide{margin-top:8px}
.sb-guide:hover{text-decoration:none;filter:brightness(.98)}
.sb-guide b{font-size:15px}
.sb-guide em{font-style:normal;font-size:13px;font-weight:700;color:var(--accent);display:inline-flex;align-items:center;gap:3px}
.side-sticky{position:sticky;top:calc(var(--hdr) + 16px)}

/* ---------------- 광고 ---------------- */
.ad{position:relative;margin:28px 0;text-align:center;min-height:0}
.ad-label{display:block;font-size:11px;color:var(--faint);letter-spacing:.08em;margin-bottom:6px;text-align:left}
.ad-ph>div{display:grid;place-items:center;min-height:120px;border:1.5px dashed var(--line);border-radius:14px;background:repeating-linear-gradient(135deg,var(--surface-2) 0 10px,var(--surface) 10px 20px);color:var(--faint);font-size:13px;font-weight:600}
.ad-feed.ad-ph>div{min-height:110px}
.side .ad{margin:0}
.side .ad-ph>div{min-height:600px;width:300px}
.ad-side .adsbygoogle{margin:0 auto}

/* ---------------- 카드·폼 (도구 내부) ---------------- */
h1{font-size:28px;line-height:1.3;margin:4px 0 6px;letter-spacing:-.02em}
.lead{color:var(--muted);margin:0 0 20px}
h2{font-size:22px;margin:36px 0 12px;letter-spacing:-.025em}
h3{font-size:17px;margin:22px 0 6px}
.card{background:var(--surface);border:1px solid var(--line);border-radius:var(--radius);padding:24px;box-shadow:var(--shadow)}
.card + .card{margin-top:14px}
.tool{border-radius:20px;padding:28px;box-shadow:var(--shadow-lg);border-color:var(--line-2)}
label{display:block;font-size:14px;font-weight:600;margin:0 0 6px;color:var(--text)}
.hint{font-size:13px;color:var(--faint);font-weight:400}
input[type=text],input[type=search],input[type=time],input[type=datetime-local],input[type=number],input[type=date],input[type=url],input[type=password],select,textarea{
  width:100%;font:inherit;font-size:16px;color:var(--text);background:var(--surface);
  border:1px solid var(--line);border-radius:11px;padding:11px 13px;outline:none;transition:border-color .15s,box-shadow .15s}
input:focus,select:focus,textarea:focus{border-color:var(--accent);box-shadow:0 0 0 3px color-mix(in srgb,var(--accent) 16%,transparent)}
textarea{min-height:180px;resize:vertical;line-height:1.6}
input[type=range]{width:100%;accent-color:var(--accent)}
input[type=checkbox],input[type=radio]{accent-color:var(--accent);width:17px;height:17px;vertical-align:-3px}
.check{display:inline-flex;align-items:center;gap:6px;font-weight:400;margin:0 14px 6px 0;cursor:pointer}
.row{display:grid;gap:14px;grid-template-columns:repeat(auto-fit,minmax(180px,1fr))}
.field{margin-bottom:14px}
.input-unit{display:flex;align-items:center;gap:8px}
.input-unit span{color:var(--muted);white-space:nowrap;font-size:14px}
.btn{display:inline-flex;align-items:center;justify-content:center;gap:6px;font:inherit;font-size:15px;font-weight:600;
  border:1px solid var(--line);background:var(--surface);color:var(--text);padding:10px 16px;border-radius:11px;cursor:pointer;transition:background .15s,transform .05s}
.btn:hover{background:var(--surface-2);text-decoration:none}
.btn:active{transform:translateY(1px)}
.btn.primary{background:var(--accent);border-color:var(--accent);color:var(--accent-ink)}
.btn.primary:hover{background:var(--accent-deep)}
.btn.small{padding:7px 12px;font-size:13px}
.btn:disabled{opacity:.5;cursor:not-allowed}
.btns{display:flex;flex-wrap:wrap;gap:8px;margin-top:6px}
.tabs{display:flex;flex-wrap:wrap;gap:4px;background:var(--surface-2);padding:4px;border-radius:12px;margin-bottom:18px}
.tabs button{flex:1;font:inherit;font-size:14px;font-weight:600;border:0;background:transparent;color:var(--muted);padding:9px 12px;border-radius:9px;cursor:pointer;white-space:normal;line-height:1.35;min-width:fit-content}
.tabs button.on{background:var(--surface);color:var(--text);box-shadow:0 1px 3px rgba(0,0,0,.08)}
.result{margin-top:18px;padding:20px;border-radius:14px;background:linear-gradient(135deg,var(--accent-soft),color-mix(in srgb,var(--accent) 4%,var(--surface)));border:1px solid color-mix(in srgb,var(--accent) 14%,transparent)}
.big{font-size:36px;font-weight:800;letter-spacing:-.03em;line-height:1.2;font-variant-numeric:tabular-nums}
.big small{font-size:16px;font-weight:600;color:var(--muted);margin-left:4px}
.stats{display:grid;grid-template-columns:repeat(auto-fit,minmax(140px,1fr));gap:10px}
.stat{background:var(--surface);border:1px solid var(--line);border-radius:12px;padding:12px 14px}
.stat .k{font-size:13px;color:var(--muted)}
.stat .v{font-size:22px;font-weight:700;font-variant-numeric:tabular-nums}
table{width:100%;border-collapse:collapse;font-size:14px;font-variant-numeric:tabular-nums}
th,td{padding:10px 12px;border-bottom:1px solid var(--line);text-align:right}
th:first-child,td:first-child{text-align:left}
th{color:var(--muted);font-weight:600;background:var(--surface-2)}
.table-wrap{overflow-x:auto;border:1px solid var(--line);border-radius:12px;margin-top:12px}
.table-wrap table{min-width:420px}
.table-wrap tr:last-child td{border-bottom:0}
tr.total td{font-weight:700;background:color-mix(in srgb,var(--accent) 5%,var(--surface))}
.dropzone{border:2px dashed var(--line);border-radius:14px;padding:30px 16px;text-align:center;color:var(--muted);cursor:pointer;transition:border-color .15s,background .15s;background:var(--bg-soft)}
.dropzone:hover,.dropzone.over{border-color:var(--accent);background:var(--accent-soft)}
.dropzone strong{color:var(--text)}
.file-list{margin-top:12px;display:grid;gap:8px}
.file-item{display:flex;align-items:center;gap:12px;padding:10px;border:1px solid var(--line);border-radius:10px;background:var(--surface)}
.file-item img{width:48px;height:48px;object-fit:cover;border-radius:6px;flex:none;background:var(--surface-2)}
.file-item .meta{flex:1;min-width:0;font-size:14px}
.file-item .name{white-space:nowrap;overflow:hidden;text-overflow:ellipsis;font-weight:600}
.notice{font-size:13px;color:var(--faint);margin-top:12px}

/* 본문 */
.article{padding:28px 32px}
.article>h2:first-child{margin-top:0}
.article p,.article li{color:var(--text)}
.article ul,.article ol{padding-left:22px}
.article h2{font-size:21px;padding-top:6px}
.faq details{border:1px solid var(--line);border-radius:12px;background:var(--surface);padding:0 16px;margin-bottom:8px}
.faq summary{cursor:pointer;font-weight:600;padding:14px 0;list-style:none}
.faq summary::-webkit-details-marker{display:none}
.faq summary::before{content:'Q.';color:var(--accent);margin-right:8px}
.faq details p{margin:0 0 14px;color:var(--muted)}

/* 연말정산 막대 */
.ye-bar{display:grid;gap:8px;margin-top:14px}
.ye-bar div{display:grid;grid-template-columns:90px 1fr auto;align-items:center;gap:10px;font-size:13px;color:var(--muted)}
.ye-bar i{height:12px;border-radius:99px;background:#9fb3f5;display:block}
.ye-bar i.f{background:var(--accent)}
.ye-bar b{font-variant-numeric:tabular-nums;color:var(--text)}

/* ---------------- 예시 도해 (figure) ---------------- */
.fx{margin:24px 0 0;border:1px solid var(--line);border-radius:20px;background:linear-gradient(180deg,var(--bg-soft),var(--surface) 70%);padding:24px 26px}
.fx figcaption{display:flex;flex-direction:column;gap:6px;margin-bottom:18px}
.fx-badge{align-self:flex-start;font-size:12px;font-weight:700;color:var(--accent);background:var(--accent-soft);padding:4px 10px;border-radius:999px}
.fx figcaption b{font-size:19px;letter-spacing:-.03em;line-height:1.4}
.fx small{font-size:.7em;font-weight:600;margin-left:1px;color:inherit;opacity:.75}
.fx-foot{margin:16px 0 0;font-size:14px;color:var(--muted);padding-top:14px;border-top:1px dashed var(--line)}
.fx-total{display:flex;justify-content:space-between;align-items:baseline;margin-bottom:10px}
.fx-total span{color:var(--muted);font-size:14px}
.fx-total b{font-size:24px;letter-spacing:-.02em;font-variant-numeric:tabular-nums}
.fx-stack{display:flex;height:26px;border-radius:10px;overflow:hidden;gap:2px;--cc:var(--accent)}
.fx-stack i{display:block;height:100%}
.fx-legend{list-style:none;margin:14px 0 0;padding:0;display:grid;grid-template-columns:repeat(auto-fill,minmax(220px,1fr));gap:6px 18px;--cc:var(--accent)}
.fx-legend li{display:grid;grid-template-columns:12px 1fr auto auto;align-items:center;gap:8px;font-size:14px;padding:6px 0;border-bottom:1px solid var(--line-2)}
.fx-legend li>i{width:12px;height:12px;border-radius:4px}
.fx-legend b{font-variant-numeric:tabular-nums}
.fx-legend em{font-style:normal;font-size:12px;color:var(--faint);min-width:42px;text-align:right}
.fx-flow{list-style:none;margin:0;padding:0;display:flex;gap:28px}
.fx-flow li{position:relative;flex:1 1 0;min-width:0;display:flex;flex-direction:column;gap:8px;background:var(--surface);border:1px solid var(--line);border-radius:14px;padding:14px 14px 16px}
.fx-flow li:not(:last-child)::after{content:'';position:absolute;right:-21px;top:50%;width:14px;height:14px;border-top:2.5px solid var(--faint);border-right:2.5px solid var(--faint);transform:translateY(-50%) rotate(45deg);opacity:.6}
.fx-flow .n{width:24px;height:24px;border-radius:50%;background:var(--surface-2);color:var(--muted);display:grid;place-items:center;font-size:12px;font-weight:800}
.fx-flow em{font-style:normal;font-size:13px;color:var(--muted);font-weight:600;display:block}
.fx-flow b{display:block;font-size:clamp(15px,1.5vw,19px);letter-spacing:-.02em;font-variant-numeric:tabular-nums;line-height:1.3;margin-top:2px}
.fx-flow li small{display:block;font-size:12px;color:var(--faint);margin-top:4px;opacity:1;font-weight:500;line-height:1.4}
.fx-flow b small{display:inline;font-size:.7em;margin:0 0 0 1px;color:inherit;opacity:.75}
.fx-flow li.last{background:var(--accent);border-color:var(--accent);color:#fff}
.fx-flow li.last em,.fx-flow li.last small{color:rgba(255,255,255,.85)}
.fx-flow li.last .n{background:rgba(255,255,255,.2);color:#fff}
.fx-flow li.last.bad{background:var(--bad);border-color:var(--bad)}
.fx-bars{list-style:none;margin:0;padding:0;display:grid;gap:12px}
.fx-bars li{display:grid;grid-template-columns:minmax(120px,240px) 1fr minmax(90px,auto);align-items:center;gap:14px;font-size:14px}
.fx-bars li>span{color:var(--muted);font-weight:600}
.fx-bars li>div{height:22px;background:var(--surface-2);border-radius:8px;overflow:hidden}
.fx-bars li>div i{display:block;height:100%;border-radius:8px;background:color-mix(in srgb,var(--accent) 40%,var(--surface))}
.fx-bars li.hl>div i{background:var(--accent)}
.fx-bars li.hl>span{color:var(--text)}
.fx-bars li>b{font-variant-numeric:tabular-nums;text-align:right;font-size:15px}
.fx-tl{list-style:none;margin:0;padding:0 0 0 4px;display:grid;gap:0;position:relative}
.fx-tl li{display:grid;grid-template-columns:76px 1fr;gap:16px;position:relative;padding-bottom:16px}
.fx-tl li::before{content:'';position:absolute;left:101px;top:12px;bottom:-4px;width:2px;background:var(--line)}
.fx-tl li:last-child::before{display:none}
.fx-tl li>span{font-size:13px;font-weight:800;color:var(--accent);text-align:right;padding-top:2px}
.fx-tl li>div{padding-left:22px;position:relative}
.fx-tl li>div::before{content:'';position:absolute;left:0;top:6px;width:12px;height:12px;border-radius:50%;background:var(--surface);border:3px solid var(--accent)}
.fx-tl b{display:block;font-size:16px}
.fx-tl li small{display:block;font-size:13px;color:var(--muted);opacity:1;font-weight:400;margin:0}
.fx-cards{list-style:none;margin:0;padding:0;display:grid;grid-template-columns:repeat(auto-fill,minmax(260px,1fr));gap:10px}
.fx-cards li{display:flex;gap:12px;align-items:flex-start;padding:14px;border-radius:14px;background:var(--surface);border:1px solid var(--line)}
.fx-cards .d{width:28px;height:28px;border-radius:50%;display:grid;place-items:center;flex:none;color:#fff;background:var(--good)}
.fx-cards li.warn .d{background:var(--warn)}
.fx-cards li.bad .d{background:var(--bad)}
.fx-cards li.bad{border-color:color-mix(in srgb,var(--bad) 30%,var(--line))}
.fx-cards b{display:block;font-size:15px;line-height:1.4}
.fx-cards li small{display:block;font-size:13px;color:var(--muted);opacity:1;font-weight:400;margin:2px 0 0}
.fx-vs{display:grid;grid-template-columns:1fr 1fr;gap:14px}
.fx-vs>div{border:1px solid var(--line);border-radius:14px;background:var(--surface);padding:16px 18px}
.fx-vs>div.hl{border:2px solid var(--accent);box-shadow:0 8px 20px color-mix(in srgb,var(--accent) 14%,transparent)}
.fx-vs h4{margin:0 0 10px;font-size:15px}
.fx-vs .hl h4{color:var(--accent)}
.fx-vs dl{margin:0;display:grid;grid-template-columns:1fr auto;gap:8px 12px;font-size:14px}
.fx-vs dt{color:var(--muted)}
.fx-vs dd{margin:0;font-weight:700;text-align:right;font-variant-numeric:tabular-nums}

/* ---------------- 다음 단계 · 공식 기관 ---------------- */
.flow{display:grid;grid-template-columns:1.25fr 1fr;gap:14px}
.flow-col{background:var(--surface);border:1px solid var(--line);border-radius:16px;padding:18px}
.flow-h{display:flex;align-items:center;gap:6px;font-size:14px;font-weight:800;color:var(--accent);margin-bottom:10px}
.flow-next{list-style:none;margin:0;padding:0;display:grid;gap:4px}
.flow-next a{display:grid;grid-template-columns:auto 1fr;grid-template-rows:auto auto;column-gap:12px;padding:8px 10px;border-radius:12px;color:var(--text)}
.flow-next a:hover{background:var(--surface-2);text-decoration:none}
.flow-next .tic{grid-row:1/3;align-self:center;width:36px;height:36px;border-radius:10px}
.flow-next b{font-size:15px}
.flow-next em{font-style:normal;font-size:13px;color:var(--muted)}
.flow-links{list-style:none;margin:0;padding:0;display:grid;gap:6px}
.flow-links a{display:flex;align-items:center;justify-content:space-between;gap:8px;padding:10px 12px;border-radius:11px;background:var(--surface-2);color:var(--text);font-size:14px;font-weight:600}
.flow-links a .i{color:var(--faint)}
.flow-links a:hover{background:var(--accent-soft);text-decoration:none}
.flow-links.big{grid-template-columns:repeat(auto-fill,minmax(280px,1fr))}

/* ---------------- 카테고리 페이지 ---------------- */
.cmap{border:1px solid var(--line);border-radius:20px;padding:22px;background:linear-gradient(180deg,color-mix(in srgb,var(--cc) 6%,var(--surface)),var(--surface) 160px)}
.cmap .sec-head h2{font-size:21px}
.cmap-row{list-style:none;margin:0;padding:0;display:grid;grid-template-columns:repeat(4,minmax(0,1fr));gap:26px}
.cmap-row>li{position:relative;background:var(--surface);border:1px solid var(--line);border-radius:16px;padding:14px}
.cmap-row>li:not(:last-child)::after{content:'';position:absolute;right:-19px;top:30px;width:12px;height:12px;border-top:2.5px solid var(--cc);border-right:2.5px solid var(--cc);transform:rotate(45deg);opacity:.55}
.cm-h{display:flex;gap:10px;align-items:center;margin-bottom:10px}
.cm-h .n{width:28px;height:28px;border-radius:50%;background:var(--cc);color:#fff;display:grid;place-items:center;font-size:13px;font-weight:800;flex:none}
.cm-h b{display:block;font-size:15px}
.cm-h small{display:block;font-size:12px;color:var(--muted)}
.cm-tools{display:grid;gap:4px}
.cm-tools a{display:flex;align-items:center;gap:8px;padding:7px 9px;border-radius:9px;background:var(--surface-2);color:var(--text);font-size:13px;font-weight:600;line-height:1.35}
.cm-tools a .i{color:var(--cc)}
.cm-tools a:hover{background:color-mix(in srgb,var(--cc) 12%,var(--surface));text-decoration:none}
.cgrid{display:grid;grid-template-columns:repeat(auto-fill,minmax(260px,1fr));gap:12px}
.tcard{display:flex;flex-direction:column;gap:6px;padding:20px;border:1px solid var(--line);border-radius:16px;background:var(--surface);color:var(--text);transition:border-color .15s,box-shadow .15s,transform .12s}
.tcard:hover{text-decoration:none;border-color:color-mix(in srgb,var(--cc,var(--accent)) 45%,var(--line));box-shadow:var(--shadow);transform:translateY(-2px)}
.tcard .tic{margin-bottom:6px}
.tcard b{font-size:16px;letter-spacing:-.02em}
.tcard>span:not(.tic){font-size:14px;color:var(--muted);line-height:1.45}
.tcard .ex{font-style:normal;font-size:13px;font-weight:700;color:var(--cc);background:color-mix(in srgb,var(--cc) 9%,var(--surface));padding:6px 10px;border-radius:9px;margin-top:auto}

/* ---------------- 가이드 타임라인 ---------------- */
.timeline{list-style:none;padding:0;margin:0;position:relative}
.timeline::before{content:'';position:absolute;left:21px;top:8px;bottom:8px;width:2px;background:var(--line)}
.timeline .step{display:flex;gap:18px;margin-bottom:14px;position:relative}
.timeline .num{flex:none;width:44px;height:44px;border-radius:50%;background:var(--accent);color:var(--accent-ink);display:grid;place-items:center;font-weight:800;z-index:1;box-shadow:0 0 0 6px var(--bg)}
.timeline .step>div{flex:1;background:var(--surface);border:1px solid var(--line);border-radius:16px;padding:16px 18px;box-shadow:var(--shadow)}
.timeline h3{margin:0 0 4px;font-size:17px}
.timeline p{margin:0 0 10px;color:var(--muted);font-size:15px}
.tl-ex{display:inline-block;font-size:13px;font-weight:700;color:var(--accent);background:var(--accent-soft);padding:4px 10px;border-radius:8px;margin:0 8px 8px 0}

/* ---------------- 푸터 ---------------- */
.site-footer{margin-top:56px;border-top:1px solid var(--line-2);background:var(--bg-soft);padding:30px 0 40px;font-size:14px;color:var(--muted)}
.ft-top{display:flex;align-items:center;gap:16px;flex-wrap:wrap}
.ft-top .logo{font-size:19px}
.ft-top .logo .mark{width:28px;height:28px;font-size:15px}
.ft-top p{margin:0;color:var(--muted)}
.ft-top nav{margin-left:auto;display:flex;flex-wrap:wrap;gap:6px 18px}
.site-footer a{color:var(--muted)}
.ft-cats{display:flex;flex-wrap:wrap;gap:6px 16px;margin:18px 0 10px;padding-top:16px;border-top:1px solid var(--line-2);font-size:13px}
.ft-note{margin:0;font-size:12px;color:var(--faint)}

.toast{position:fixed;left:50%;bottom:28px;transform:translateX(-50%) translateY(20px);background:var(--text);color:var(--bg);padding:10px 18px;border-radius:999px;font-size:14px;opacity:0;pointer-events:none;transition:all .2s;z-index:99}
.toast.show{opacity:1;transform:translateX(-50%) translateY(0)}

/* ---------------- 반응형 ---------------- */
@media (max-width:1180px){
  .page{grid-template-columns:minmax(0,1fr)}
  .side{position:static;display:grid;grid-template-columns:repeat(auto-fit,minmax(260px,1fr))}
  .side-sticky,.side .ad-side{display:none}
  .sb-list{max-height:none;grid-template-columns:repeat(auto-fill,minmax(200px,1fr))}
  .cat-tiles{grid-template-columns:repeat(4,minmax(0,1fr))}
  .tgrid.four{grid-template-columns:repeat(2,minmax(0,1fr))}
  .exgrid{grid-template-columns:repeat(2,minmax(0,1fr))}
  .cmap-row{grid-template-columns:repeat(2,minmax(0,1fr))}
  .cmap-row>li:nth-child(2)::after{display:none}
}
@media (max-width:900px){
  .wrap{padding:0 20px}
  .hero-in{grid-template-columns:1fr;padding-top:36px;padding-bottom:36px}
  .hero-art{display:none}
  .gl{display:none}
  .mp-links{display:grid}
  .flow{grid-template-columns:1fr}
}
@media (max-width:760px){
  .fx-flow{flex-direction:column;gap:22px}
  .fx-flow li{flex:none}
  .fx-flow b{font-size:19px}
  .fx-flow li:not(:last-child)::after{right:auto;left:50%;top:auto;bottom:-17px;transform:translateX(-50%) rotate(135deg)}
}
@media (max-width:640px){
  :root{--hdr:56px}
  .wrap{padding:0 16px}
  .m-desk,.menu .chev{display:none}
  .m-mob{display:flex}
  .menu summary{padding:8px}
  .mp-cats{grid-template-columns:1fr 1fr}
  .hero h1{font-size:32px}
  .hero .lead{font-size:16px}
  .searchbox input[type=search]{height:54px;padding-right:70px}
  .searchbox kbd{display:none}
  .sbtn{width:50px}
  .cat-tiles{grid-template-columns:repeat(3,minmax(0,1fr));gap:8px}
  .ctile{padding:14px 6px 12px}
  .ctile .cic{width:42px;height:42px}
  .ctile b{font-size:15px}
  .ctile span:last-child{display:none}
  .cpanel{padding:14px}
  .cp-head{flex-wrap:wrap}
  .cp-head .btn{margin-left:0}
  .tgrid,.tgrid.four{grid-template-columns:1fr}
  .exgrid{grid-template-columns:1fr 1fr}
  .sec-head h2{font-size:22px}
  .tool{padding:18px;border-radius:16px}
  .card{padding:18px}
  .article{padding:20px}
  .big{font-size:30px}
  .fx{padding:18px}
  .fx-bars li{grid-template-columns:1fr auto;gap:4px 10px}
  .fx-bars li>div{grid-column:1/-1;grid-row:2}
  .fx-vs{grid-template-columns:1fr}
  .fx-tl li{grid-template-columns:54px 1fr;gap:10px}
  .fx-tl li::before{left:73px}
  .cmap-row{grid-template-columns:1fr;gap:22px}
  .cmap-row>li:not(:last-child)::after,.cmap-row>li:nth-child(2)::after{display:block;right:auto;left:50%;top:auto;bottom:-16px;transform:translateX(-50%) rotate(135deg)}
  .ph-main{gap:14px}
  .tic.big,.ph-main>.tic,.ph-main>.cic{width:50px;height:50px}
  .side{grid-template-columns:1fr}
  .ft-top nav{margin-left:0}
  .tabs button{flex:1 1 40%;font-size:13px;padding:8px}
  .timeline .step{gap:12px}
}

/* ---------------- 휴대폰 화면 다듬기 ---------------- */
@media (max-width:640px){
  .home{padding-top:22px}
  .hero-in{padding-top:28px;padding-bottom:28px}
  .hero h1{font-size:30px;margin:14px 0 10px}
  .hero .lead{margin-bottom:18px}
  .chips{flex-wrap:nowrap;overflow-x:auto;scrollbar-width:none;margin:14px -16px 0;padding:0 16px 2px;-webkit-overflow-scrolling:touch}
  .chips::-webkit-scrollbar{display:none}
  .chips>span{flex:none;font-size:13px}
  .chips button{flex:none;padding:6px 13px;font-size:13px}
  .ctile b{font-size:14px;letter-spacing:-.03em}
  .cp-head{display:grid;grid-template-columns:auto 1fr;align-items:center;gap:6px 12px}
  .cp-head .cic{width:38px;height:38px}
  .cp-head h2{font-size:18px}
  .cp-head p{grid-column:1/-1;font-size:13px}
  .cp-head .btn{grid-column:1/-1;justify-self:start}
  .trow{padding:12px;gap:12px}
  .trow .tic{width:38px;height:38px}
  .home>#browse>section,.home>section{margin-bottom:40px}
  .sec-head{margin-bottom:12px}
  .sec-head h2{font-size:20px}
  .sec-head p{font-size:14px}
  .gcards{grid-auto-flow:column;grid-template-columns:none;grid-auto-columns:80%;overflow-x:auto;scroll-snap-type:x mandatory;margin:0 -16px;padding:0 16px 6px;scrollbar-width:none}
  .gcards::-webkit-scrollbar{display:none}
  .gcard{scroll-snap-align:start;min-height:150px}
  .gcard b{font-size:17px}
  .exgrid{gap:8px}
  .excard{padding:14px 12px}
  .excard b{font-size:13px}
  .ex-v{font-size:15px;line-height:1.4}
  .phero .wrap{padding-top:16px;padding-bottom:20px}
  .phero .lead{font-size:14px}
  .ph-chips{gap:6px;margin-top:12px}
  .ph-chips span{font-size:12px;padding:4px 10px}
  .catnav{flex-wrap:nowrap;overflow-x:auto;margin:14px -16px 0;padding:0 16px 2px;scrollbar-width:none}
  .catnav::-webkit-scrollbar{display:none}
  .catnav a{flex:none}
  .page{padding-top:18px;gap:20px}
  .ft-top{gap:10px}
}

/* color-mix 를 모르는 옛 브라우저(iOS 16.1 이하 등)용 대체 색 */
@supports not (background:color-mix(in srgb,red 10%,white)){
  .cic,.tic{background:#eef2fb}
  .pill,.chips button,.fx-badge,.tl-ex{background:#e6edff}
  .ctile.on{background:#f6f8ff}
  .cpanel,.cmap,.fx{background:#f8faff}
  .gcard{background:#eef2ff;border-color:#dfe6fb}
  .gart{background:rgba(47,91,234,.08);color:rgba(47,91,234,.5)}
  .result{background:#eaf0ff;border-color:#d6e0fb}
  .tcard .ex{background:#f2f5fb}
  .site-header{background:#fff}
  .sb-list a[aria-current]{background:#eef2fb}
  tr.total td{background:#f5f8ff}
}

/* 13번째 카테고리(캘린더·가계부)는 넓은 타일로: 7열(2칸)·4열(4칸)·3열(3칸) */
@media (min-width:1181px){.cat-tiles{grid-template-columns:repeat(7,minmax(0,1fr))}.ctile.wide{grid-column:span 2}}
@media (max-width:1180px){.ctile.wide{grid-column:1/-1}}
.cat-tiles{grid-auto-flow:dense}
.ctile.wide{flex-direction:row;text-align:left;justify-content:center;gap:14px;background:linear-gradient(135deg,color-mix(in srgb,var(--cc) 9%,var(--surface)),var(--surface))}
.ctile.wide .cic{margin:0}
.ctile.wide b::after{content:'NEW';font-size:10px;font-weight:800;color:#fff;background:var(--cc);border-radius:99px;padding:2px 6px;margin-left:6px;vertical-align:2px}
.ctile.wide span:last-child{display:block!important}
.ctile.wide>b,.ctile.wide>span:last-child{grid-column:2}
.ctile.wide{display:grid;grid-template-columns:auto auto;grid-template-rows:auto auto;align-content:center;column-gap:14px;row-gap:2px}
.ctile.wide .cic{grid-row:1/3}
/* 앱형 도구(캘린더·가계부): 사이드바 없이 넓게, 관련 목록은 아래로 */
.page.one .side{position:static;display:grid;grid-template-columns:repeat(auto-fit,minmax(260px,1fr))}
.page.one .side-sticky{display:none}
.page.app .tool{padding:22px}
@media (max-width:640px){.page.app .tool{padding:12px;border-radius:14px}.page.app .wrap,.page.app{padding-left:10px;padding-right:10px}}

/* ===== 재테크 중심 홈 (2026.11) ===== */
.fxband{background:var(--surface);border-bottom:1px solid var(--line-2)}
.fxband .wrap{display:flex;align-items:center;gap:16px;min-height:54px;flex-wrap:wrap;padding-top:8px;padding-bottom:8px}
.fx-lb{display:inline-flex;align-items:center;gap:6px;font-size:13px;font-weight:800;color:var(--accent);white-space:nowrap}
.fxstrip{display:flex;align-items:center;gap:6px 18px;flex-wrap:wrap;flex:1;min-width:0}
.fxstrip a{display:inline-flex;align-items:baseline;gap:6px;color:var(--text);font-size:14px;white-space:nowrap}
.fxstrip a:hover{text-decoration:none;color:var(--accent)}
.fxstrip a span{color:var(--muted);font-size:13px}
.fxstrip b{font-variant-numeric:tabular-nums}
.fxstrip em{font-style:normal;font-size:12px;font-weight:700}.fxstrip em.up{color:#e5484d}.fxstrip em.dn{color:#1c62d6}
.fxstrip small{color:var(--faint);font-size:11px}
.fx-off{color:var(--faint);font-size:13px}
.fx-more{font-size:13px;font-weight:700;display:inline-flex;align-items:center;gap:4px;white-space:nowrap}
.ha-loans{display:grid;gap:6px;margin-top:4px}
.ha-loans span{display:flex;justify-content:space-between;font-size:13px;background:var(--surface-2);border-radius:8px;padding:6px 10px}
.ha-loans b{color:var(--accent)}
.road{--cc:var(--accent);margin-bottom:56px}
.cmap-row.five{grid-template-columns:repeat(5,minmax(0,1fr));gap:22px}
.cmap-row.five>li:not(:last-child)::after{right:-16px}
.cmap-row.five .cm-tools a{border-left:3px solid var(--cc)}
.cmap-row.five .cm-tools a .i{color:var(--cc)}
.grp-h{display:flex;align-items:baseline;gap:10px;margin:26px 0 12px}
.grp-h:first-child{margin-top:0}
.grp-h h2{margin:0;font-size:22px;letter-spacing:-.03em}
.cat-tiles.money{grid-template-columns:repeat(4,minmax(0,1fr))}
.cat-tiles.life{grid-template-columns:repeat(5,minmax(0,1fr))}
.ctile.big{flex-direction:row;text-align:left;align-items:center;gap:14px;padding:18px}
.ctile.big .cic{margin:0;width:54px;height:54px}
.ctile.big b{font-size:18px;display:block}
.ctile.big>span:last-child{display:block}
.ctile.big{display:grid;grid-template-columns:auto 1fr;grid-template-rows:auto auto;column-gap:14px;row-gap:0;align-content:center}
.ctile.big .cic{grid-row:1/3}
.cat-tiles.life .ctile{padding:14px 8px 12px}
.cat-tiles.life .ctile .cic{width:42px;height:42px}
.cat-tiles.life .ctile b{font-size:15px}
.freegrid{display:grid;grid-template-columns:repeat(4,minmax(0,1fr));gap:12px}
.frc{display:flex;flex-direction:column;gap:3px;border:1px solid var(--line);border-radius:16px;overflow:hidden;background:var(--surface);color:var(--text);padding-bottom:14px}
.frc:hover{text-decoration:none;box-shadow:var(--shadow);transform:translateY(-1px)}
.fri{display:block;aspect-ratio:900/560;overflow:hidden;background:#eef1f6;margin-bottom:8px}
.fri img{width:100%;height:100%;object-fit:cover;object-position:top}
.frc b,.frc>span:not(.fri){padding:0 14px}
.frc b{font-size:15px}.frc>span:not(.fri){font-size:13px;color:var(--muted)}
@media (max-width:1180px){.cmap-row.five{grid-template-columns:repeat(3,minmax(0,1fr))}.cmap-row.five>li:nth-child(3)::after{display:none}.cat-tiles.money{grid-template-columns:repeat(2,minmax(0,1fr))}.freegrid{grid-template-columns:repeat(2,minmax(0,1fr))}}
@media (max-width:900px){.cat-tiles.life{grid-template-columns:repeat(4,minmax(0,1fr))}}
@media (max-width:640px){
  .cmap-row.five{grid-template-columns:1fr}
  .cmap-row.five>li:not(:last-child)::after,.cmap-row.five>li:nth-child(3)::after{display:block;right:auto;left:50%;top:auto;bottom:-16px;transform:translateX(-50%) rotate(135deg)}
  .cat-tiles.money{grid-template-columns:1fr 1fr;gap:8px}
  .ctile.big{padding:12px;column-gap:10px}
  .ctile.big .cic{width:40px;height:40px}
  .ctile.big b{font-size:15px}
  .ctile.big>span:last-child{font-size:12px;display:block!important}
  .cat-tiles.life{grid-template-columns:repeat(3,minmax(0,1fr))}
  .fxband .wrap{gap:6px 12px}
  .fxstrip{gap:4px 14px}
  .fxstrip small{display:none}
  .freegrid{grid-template-columns:1fr 1fr;gap:8px}
  .grp-h h2{font-size:19px}
}
.hero-art{height:410px}
.ha1{top:0}.ha3{bottom:0;left:0}.ha4{bottom:24px}
.hero-txt{min-width:0}
.searchbox input[type=search]{min-width:0;width:100%}
@media (max-width:640px){
  .cmap-row.five{grid-auto-flow:column;grid-template-columns:none;grid-auto-columns:78%;overflow-x:auto;scroll-snap-type:x mandatory;gap:10px;margin:0 -22px;padding:0 22px 6px;scrollbar-width:none}
  .cmap-row.five::-webkit-scrollbar{display:none}
  .cmap-row.five>li{scroll-snap-align:start}
  .cmap-row.five>li::after,.cmap-row.five>li:not(:last-child)::after,.cmap-row.five>li:nth-child(3)::after{display:none!important}
  .road{padding:16px;overflow:hidden}
  .fx-off{white-space:normal}
}
@media (max-width:420px){.ctile.big>span:last-child{display:none!important}.ctile.big{grid-template-rows:auto}}

/* ---------- 언어 전환 · 도구 동작 버튼 · 홈 내 도구/돈 일정/생활 도구 ---------- */
.gnav .lang{display:inline-flex;align-items:center;gap:5px;font-size:14px;font-weight:700;color:var(--muted);padding:7px 11px;border:1px solid var(--line);border-radius:999px;margin-left:4px}
.gnav .lang:hover{color:var(--accent);border-color:var(--accent);text-decoration:none}
.ph-act{display:flex;flex-wrap:wrap;gap:8px;margin-top:14px}
.pa-btn{display:inline-flex;align-items:center;gap:6px;font:inherit;font-size:13px;font-weight:600;color:var(--text);background:var(--surface);border:1px solid var(--line);padding:6px 12px;border-radius:999px;cursor:pointer}
.pa-btn:hover{border-color:var(--cc,var(--accent));color:var(--cc,var(--accent));text-decoration:none}
.pa-btn .i{color:var(--cc,var(--accent))}
.pa-btn.on{background:color-mix(in srgb,#f5b700 14%,var(--surface));border-color:#f5b700;color:#8a6500}
.pa-btn.on .i{color:#f5b700;fill:#f5b700}
.shared-note{font-size:13px;font-weight:600;color:var(--accent-deep,var(--accent));background:var(--accent-soft);border-radius:10px;padding:8px 12px;margin-bottom:14px}
.install-app{font:inherit;font-size:14px;color:var(--accent);background:none;border:1px solid var(--accent);border-radius:999px;padding:4px 12px;cursor:pointer;display:inline-flex;align-items:center;gap:5px}
.mytools{background:var(--surface);border:1px solid var(--line);border-radius:var(--radius);padding:22px 24px;box-shadow:var(--shadow)}
.mytools .sec-head h2{font-size:22px;display:flex;align-items:center;gap:8px}
.mytools .sec-head .i{color:#f5b700}
.my-h{font-size:13px;font-weight:700;color:var(--muted);margin:4px 0 8px}
.my-fav-w+.my-rec-w{margin-top:14px}
.duo{display:grid;grid-template-columns:minmax(0,1fr) minmax(0,1.25fr);gap:20px;margin-bottom:56px}
.duo>section{background:var(--surface);border:1px solid var(--line);border-radius:var(--radius);padding:22px 24px;box-shadow:var(--shadow);margin:0;min-width:0}
.duo .sec-head h2{font-size:21px;display:flex;align-items:center;gap:8px}
.duo .sec-head .i{color:var(--accent)}
.mc-tabs{display:flex;gap:6px;margin-bottom:10px}
.mc-tab{font:inherit;font-size:13px;font-weight:700;padding:6px 14px;border-radius:999px;border:1px solid var(--line);background:var(--surface);color:var(--muted);cursor:pointer}
.mc-tab.on{background:var(--accent);border-color:var(--accent);color:#fff}
.mc-list{list-style:none;margin:0;padding:0;display:grid;gap:2px}
.mc-list li{display:grid;grid-template-columns:76px 1fr auto;gap:10px;align-items:center;padding:10px 4px;border-bottom:1px dashed var(--line-2)}
.mc-list li:last-child{border-bottom:0}
.mc-d{font-size:12px;font-weight:700;color:var(--accent-deep,var(--accent));background:var(--accent-soft);border-radius:8px;padding:3px 6px;text-align:center}
.mc-list b{font-size:14px;font-weight:600;line-height:1.4}
.mc-list a{font-size:13px;font-weight:700;white-space:nowrap}
.lq-grid{display:grid;grid-template-columns:repeat(4,minmax(0,1fr));gap:10px}
.lq-grid a{display:flex;flex-direction:column;align-items:center;gap:8px;padding:14px 6px 12px;border-radius:14px;border:1px solid var(--line-2);background:color-mix(in srgb,var(--cc) 4%,var(--surface));color:var(--text);text-align:center;font-size:13px;font-weight:600;line-height:1.3;transition:transform .15s,border-color .15s}
.lq-grid a:hover{border-color:var(--cc);transform:translateY(-2px);text-decoration:none}
.lq-grid span{word-break:keep-all}
.chip-a{font-size:14px;padding:6px 16px;border-radius:999px;background:color-mix(in srgb,var(--accent) 10%,var(--surface));color:var(--accent-deep,var(--accent));font-weight:500}
.chip-a:hover{background:var(--accent);color:#fff;text-decoration:none}
.en-cat+.en-cat{margin-top:30px}
@media (max-width:900px){.duo{grid-template-columns:1fr}}
@media (max-width:560px){
  .lq-grid{grid-template-columns:repeat(3,minmax(0,1fr));gap:8px}
  .duo>section,.mytools{padding:18px 16px}
  .mc-list li{grid-template-columns:64px 1fr;row-gap:4px}
  .mc-list a{grid-column:2}
  .gnav .lang{padding:6px 9px}
}
.mcal{display:flex;flex-direction:column}
.mc-more{margin-top:auto;padding-top:14px;font-size:13px;font-weight:700;display:inline-flex;align-items:center;gap:6px}